October 15 through December 7
It pays to review your coverage
Even if you’re happy with your current plan, it’s always a good idea to check out ALL your options. Remember: plans change, and people change. There’s no penalty for switching plans during Open Enrollment, but if don’t do it now, you may have to wait till fall of next year to change it! Many people with Medicare can save hundreds of dollars each year simply by comparison shopping to choose the plan that suits their needs best for next year. Start by reviewing what your current plan will offer in 2012, and see whether it still meets your current prescriptions and anticipated health service needs. Start with your Annual Notice of Change, which you should have received from your current plan in early October.
Remember the 4 C’s
Cost, coverage, convenience, and customer service—these are the elements you’ll want to keep in mind when making your selection. What are your projected totals costs going to be? Does the plan cover every drug you think you’ll need in 2012? Can you get your prescriptions at a location convenient to you (or by mail)? How do other clients rate the plan in terms of customer responsiveness? The Medicare Plan Finder at www.medicare.gov and your local SHIP at 800-868-9095 can help you answer these questions. To get answers to your questions you must have all of the following:
Take advantage of free preventive services
Medicare now has an array of free preventive services to help you stay healthy. Consult your Medicare & You 2012 handbook for a complete list of these benefits. Also, make sure you set up an appointment for your Annual Wellness Visit – deductible and cost-sharing free. Be one up on your health, each and every year with Medicare!
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