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Medicare Part A and B

Services covered by Medicare Part B are doctor visits, Durable Medical Equipment, outpatient care, clinical lab and preventive care. In 2011, the Affordable Care Act allows Medicare Part B to cover certain preventive services at 100%. Services covered at 100%, if the doctor accepts assignment, are:

Welcome to Medicare Physical
Yearly Wellness Exam
Blood Tests for Heart Disease
Bone Mass Measurement
Screening Mammograms
Colon Cancer Screening
Smoking Cessation Counseling
Aneurysm Screening

GETTING READY FOR MEDICARE

Several months before turning 65 you should learn more about Medicare and how it relates to your circumstances.

For example:

  • If you are on Medicare due to a disability, you have a six-month Open Enrollment Period for a Medicare Supplemental Policy when you turn 65.
  • If you are on Medicare due to a disability and paying a late Part B penalty, it is removed when you turn 65.
  • Talk to your employer's benefits officer and ask for any information about company health insurance, after age 65, and how it works with Medicare.
  • Before dropping your employer plan, ask your benefits officer if you can return to your existing plan.

MEDICARE PREMIUM PAYMENT

For most beneficiaries, the Part B premium is deducted from your Social Security income. Those who do not receive Social Security or Civil Services benefits can be billed for Part B. As of October 2007, the address where Medicare beneficiaries must send their Medicare Part B and/or A premium payments is:

THE CENTERS FOR MEDICARE & MEDICAID SERVICES
MEDICARE PREMIUM COLLECTION CENTER
P.O. BOX 790355
ST LOUIS, MO 63179-0355

Medicare beneficiaries who wish to have their Part B and/or A premiums deducted directly from a checking or savings account, must call 1-800-MEDICARE (633-4227) to participate