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Medicare Part D and C

Medicare Part D is a prescription drug benefit sold by private companies that sell plans approved by Medicare. Some companies offer plans that have national coverage, which is important for beneficiaries who travel or have residences in more than one state.  See www.medicare.gov

Medicare Part C, also known as Medicare Advantage is a health plan sold by private companies approved by Medicare.  The Part C plan includes all benefits and services covered under Medicare Part A and B.  Please note that Part C is not a Medicare supplement and the Part B premium must still be paid.  See www.medicare.gov

The MEDICARE Part C and D Annual Enrollment Period (AEP)
October 15 through December 7

During AEP, Medicare beneficiaries already enrolled in a drug or health plan can review options and/or switch to a different plan, with coverage effective January 1.

Medicare beneficiaries can also change from the original Medicare with a prescription drug plan (PDP) to a Medicare Advantage plan with Prescription Drug Plan coverage (MA-PDP).

Medicare Part D Enrollment - Beneficiaries must have a Medicare number, effective date of Medicare Part A coverage, date of birthzip code, and a list of all PRESCRIPTION medications including dosages and strengths.

In 2013, Medicare beneficiaries with Part D coverage will receive a 52% discount on all brand-name drugs and a 21% discount on all generic drugs in the donut hole.

Medicare Part C Enrollment - Beneficiaries must:

  • Have both Medicare Part A and Medicare Part B
  • Check with doctors and other providers, before enrolling, to be sure the plan's payment will be accepted.
  • Make sure Medicare Advantage costs such as copays and deductibles are understood as well as affordable